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The information may be viewed and downloaded for personal non commercial use only. No material from this site may be copied, modified, reproduced, republished, uploaded, transmitted, posted or distributed in any form without prior written permission from HigherL.

The information on this site should not be relied upon for any specific purpose and no representation or warranty is given as regards its accuracy or completeness. No information on this site shall constitute an invitation to invest in HigherL. HigherL, nor its officers, employees or agents shall be liable for any loss, damage or expense arising out of any access to or use, of this site or any site linked to it including, without limitation, any indirect, incidental or consequential loss or damage or loss of profit. All responsibility and liability for any damages caused by downloading of any data is disclaimed.

HigherL may provide, on this site, links to web sites operated by other entities as a convenience. These sites are not under our control. HigherL makes no warranty or representation regarding, and does not endorse, any linked web sites or the information appearing thereon or any of the products or services described thereon. HigherL reserves the right to remove any link to a web site at any time.

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You agree to indemnify and hold harmless HigherL from any claim, cost, expense, judgment or other loss relating to your use of this web site, including without limitation of the foregoing, any action you take which is in violation of the terms and conditions of these Terms of Use.

The foregoing are subject to the laws of the State of Delaware and the courts in the United States of America shall have the exclusive jurisdiction on any dispute that may arise out of the use of this site.